FranFund: Helping Aspiring Entrepreneurs Get a Small Business Loan for a Franchise
- Matt Lucas
- Jun 19
- 5 min read
One of the biggest hurdles aspiring franchise owners face when they want to buy a franchise isn’t passion, drive, or business savvy - it’s funding. More accurately, the perception that finding the money they need is too hard, or not possible. That’s where FranFund comes in. They’ll help you get the money you need and get a small business loan for a franchise.
FranFund is a leading franchise funding partner that specializes in helping new business owners get the capital they need to launch with confidence. (Spoiler alert, at The Franchising Company we work with them all the time – and have special contacts for you!)
Whether you're looking to leverage your retirement savings, apply for an SBA loan, obtain an unsecured loan, or even combine multiple funding options, FranFund makes the process smooth, strategic, and fast.
At The Franchising Company, we’ve seen firsthand how FranFund helps our clients overcome the financial barriers when buying a franchise, and we’re proud to recommend them as one of our most trusted funding partners.
☝️ Check out our video interview with Megan from FranFund to learn more about everything they can do!
⏰ When Is the Right Time to Explore Franchise Funding?
Answer: Yesterday.
Okay, maybe not literally yesterday - but definitely as early in your franchise journey as possible.
One of the biggest misconceptions about funding is that you must wait until you’ve chosen a franchise, filled out an application, or signed a contract. The truth is you don’t need to commit to anything to start exploring your options. In fact, waiting too long can slow you down - or worse, cost you the opportunity to buy the franchise you love.
Why Early Funding Conversations Matter:
You’ll understand what you can comfortably afford. Knowing your true buying power helps narrow your search and avoid falling for brands that are outside your range.
You’ll move faster when the right opportunity comes along. Many franchises have limited territories - being funding-ready can give you the edge.
You’ll avoid surprises. Having a clear roadmap of what’s possible (and what’s not) reduces risk and uncertainty.
You can clarify your goals. Some buyers discover they prefer a lower monthly payment over being debt-free, or vice versa. Exploring funding early helps you prioritize what matters to you.
Even if you’re not ready to apply for an SBA loan or roll over your 401(k), simply having a conversation with FranFund gives you knowledge - and knowledge is power.
At The Franchising Company, we help connect you to FranFund early in your process, so you’re not just dreaming about ownership - you’re actively preparing for it.
💡 Why Funding Is a Make-or-Break Step in Your Franchise Journey
You’ve found the right franchise concept. The model is solid. The territory is available. You’re ready to go - but your funding plan is still a question mark.
That’s not just frustrating - it can delay or derail your dream entirely.
Additionally, too many future business owners assume that if they don’t have the cash in the bank, franchising is out of reach. That’s simply not true.
With the right strategy and guidance, you can unlock multiple funding options that are tailored to your timeline, investment level, and financial background.
FranFund’s mission is to help you do exactly that - and they’ve built a stellar reputation doing it.
🏆 Who Is FranFund?
FranFund is a full-service funding partner with decades of experience helping franchisees get funded quickly and confidently. They’ve worked with thousands of clients across nearly every franchise sector, and they understand the unique nuances of franchise ownership.
Here’s what sets them apart:
✅ Franchise-Focused Expertise
FranFund isn’t a traditional bank or a general-purpose lender. They specialize exclusively in franchising - so they know how to package deals, communicate with franchisors, and accelerate timelines.
✅ Custom Funding Plans
From retirement rollovers (ROBS) to SBA loans, unsecured loans, and combinations of each, FranFund crafts personalized funding strategies based on your goals and qualifications.
✅ Speed + Simplicity
Time is critical when you’re in the process of buying a franchise. FranFund is known for its fast pre-approval process and dedicated advisors who walk you through every step.
✅ Top-Tier Lender Network
FranFund has strong relationships with SBA-preferred lenders and understands what each one is looking for. They help you put your best foot forward to improve your chances of approval.
💰 Popular Franchise Funding Options FranFund Offers
Here’s a quick overview of some of the financing tools FranFund can help you access:
🔁 401(k) Business Funding (ROBS)
ROBS stands for Roll Over (for) Business Startup
It allows you to use your retirement savings tax- and penalty-free to invest in your franchise.
· No debt.
· No interest.
· Full control over your own money.
This method is especially appealing for those who want to minimize monthly expenses and start debt-free.
Bonus, as you begin turning a profit in your business you can start to replace the funds in your 401K pre-tax.
💵 SBA Loans
SBA stands for the Small Business Administration. They’re known for helping entrepreneurs get affordable financing.
FranFund’s SBA loan process helps you connect with pre-qualified lenders who understand franchising.
· Competitive rates
· Longer terms
· Low down payments (typically 10–20%)
This option is great for buyers with strong credit (680+) and stable income history.
Bonus note – you don’t have to be currently employed in many cases.
💳 Unsecured Loans
Need a fast-funding option based on your credit worthiness? FranFund can help you access unsecured lines of credit or term loans with no collateral required.
🔄 Combo Plans
FranFund is especially good at combining funding tools - like using a ROBS plan for your down payment and an SBA loan for the rest - to build a smart, sustainable financial foundation.
🧭 Why Work with FranFund Through The Franchising Company?
At The Franchising Company, we believe the right funding partner is just as important as the right franchise. That’s why we’ve built relationships with trusted experts like FranFund - to give you an inside track to smarter, faster, and more strategic funding.
We’ll help you:
· Understand your financing options early in the process
· Get introduced to a FranFund advisor who knows your goals
· Avoid common funding mistakes that delay deals or hurt your cash flow
· Compare different options side-by-side before you commit
This way, you’re not guessing. You’re making informed, confident financial decisions from the very beginning.
🙋♂️ Ready to Explore Your Franchise Funding Options?
If you’re dreaming of franchise ownership but not sure how to make the numbers work, we’re here to help.
Contact Matt at The Franchising Company for a personal introduction to FranFund and other trusted funding resources. We’ll walk you through your options, connect you with the right advisors, and make sure you're set up for long-term success.
📞 Let’s talk. 15 minutes could change your future.
Funding Doesn’t Have to Be a Barrier
Your franchise dream shouldn’t stop at “How will I pay for this?”
With partners like FranFund in your corner - and a personalized plan from The Franchising Company - you’ll be surprised at how achievable business ownership can really be.
Don’t wait. Let’s take the first step today.
Contact Matt at The Franchising Company to get started with FranFund now.
Explore other financing related articles and knowledge
#FranchiseFunding #FranFund #BuyAFranchise #FranchiseFinancing #SmallBusinessLoans #ROBSFunding #SBAloan #FranchiseOwnership #Entrepreneurship #FranchiseSupport #TheFranchisingCompany
